All systems carry patterns, cycles and trends.


What enables the wealthy to accumulate while the poor depreciate?

After the redundancy, my resolve to understand the financial system and money handling became action. In fact it became my obsession. There was fascination, there was dedication, but this was a true obsession. I had one year’s savings – enough to buy time to search for a decent job. I applied for research roles on a daily basis and utilized the rest of my time to analyse and digest the economy of wealth generation in comparison to debt degeneration. Obviously, there was a division of wealth between the rich and poor but there was a new anomaly in the market: the M.O.N.E.Y.s., simply called The Moneys. The M.O.N.E.Y.s were an alternate breed of people filled with financial secrets. They resided behind the monetarily high walls of the M.O.N.E.Y. farm. M.O.N.EY. was a banking institution set on a series of huge islands just off the coast. Each island was linked by bridges which filled vast grounds. The only access was over lifting bridges and each island was walled. It was a modern financial fortress and had existed for over two hundred years. They said that if trouble came then the islands could up-anchor and move to calmer waters. I had often wondered why M.O.N.E.Y. would choose to be on the sea and not on land. Everything they did was for a purpose, so why choose the sea and not the land?

            Over the years I would peer from my landing window and admire its ornate structure. The intricacy of linking bridges resembled a web of connections. I wondered whether each island had a different function. On the central island the majestic architecture reached up into the sky and reminded me of a financial cathedral. On other islands there seemed to be housing, food and water-refineries. There were days, and this blew me away, where they would test the motion of the islands and re-organise themselves. Each island moved around. They could add additional island platforms to each interconnected structure they had just created. New bridges would be quickly constructed and the Money farm would have a new financial field ready for its cash crop. The place was independent, separate and completely unique.

After a little research I found out that in the last twenty years, when banking blame became rife, and fingers pointed in the M.O.N.E.Y. direction, the M.O.N.E.Y. farm closed its doors, gates and lifted its metaphorical bridges. M.O.N.E.Y. purchased all the surrounding islands, the nearby land and the whole of the quay area. The quick acquisition of a bankrupt shipyard in a neighbouring inlet resulted in floating engineering feats that could be bolted on to the financial flotilla. It quickly built high walls around each island, a series of lifting bridges, and became self-sufficient. It rapidly grew into an enormous complex set of islands with greenhouses, gardens, fields and housing complexes. Quite coincidentally the expansion coincided with the third collapse. As a response M.O.N.E.Y. evolved its own financially exclusive system – one that remained inaccessible to the outside world. A system that worked, grew and gained financial power. That power threatened the whole of the banking system including the sovereignties.








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